Coverage
Condo Insurance
A condo (HO-6) policy covers your unit's interior building property, your belongings, liability, and loss assessments the association passes on to owners.
What a policy usually includes
- Unit-owner building property (walls-in improvements)
- Personal property and scheduled valuables
- Personal liability and medical payments
- Loss assessment coverage
- Loss of use if your unit is unlivable
What to watch for
- Read the master policy: 'bare walls' vs. 'all-in' changes what you must insure.
- Association deductibles are often shared back to owners by assessment.
- Renovations and upgrades can raise the unit-owner building limit you need.
Related coverage
Kriener Insurance is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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