Coverage
Renters Insurance
Renters policies protect your personal property and personal liability, and pay additional living expenses if your rental becomes unlivable after a covered loss.
What a policy usually includes
- Personal property, on and off premises
- Personal liability and medical payments
- Loss of use / additional living expense
- Optional scheduled valuables and water backup
What to watch for
- Your landlord's policy covers the building, not your belongings.
- Jewelry, instruments, bikes, and tools often exceed standard sublimits.
- Roommates are usually not covered under your policy.
Related coverage
Kriener Insurance is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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