Coverage
Farm & Specialty
Farm and specialty policies cover property and liability that standard homeowners forms exclude — outbuildings, livestock, equipment, and recreational vehicles.
What a policy usually includes
- Farm dwellings, barns, and outbuildings
- Farm equipment, livestock, and stored crops
- Farm liability
- RV, boat, motorcycle, ATV, and snowmobile
What to watch for
- Hobby farms with any sales activity often fall outside a homeowners policy.
- Seasonal storage and lay-up periods can change premium and coverage.
- Trailers and towed units may need to be scheduled separately.
Related coverage
Kriener Insurance is a licensed insurance agency. Coverage descriptions on this site are general summaries for information only and do not amend, extend, or alter any policy. Coverage, terms, discounts, and availability vary by carrier, state, and applicant, and are subject to underwriting approval. Only the issued policy determines what is covered. Submitting a request does not bind, alter, or cancel coverage.
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